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Start earning rewards with your credit card!

Once you start building your credit history with a new credit card, you can begin to earn rewards for everyday purchases, such as shopping for groceries and paying your bills.

Rewards are incentives you get for using your credit card for everyday purchases. In Canada, you can receive rewards in various forms, such as cash back and points that can be redeemed towards travel or entertainment purchases.

Scotiabank offers more rewards options1 than any other bank in Canada.

Cash Back Rewards

By using your credit card that earns cash back on everyday purchases, you can receive cash back rewards, just for shopping as you do today with any of these cash back credit cards2:

  • Scotia Momentum® No-Fee VISA* Card
  • Scotia Momentum® VISA* Card
  • Scotia Momentum® Mastercard®*Credit Card

If you’re looking for a bit of return on your everyday spending, these cards may be best suited for you. You can use the Scotia Momentum® Cash Back Calculator to see how much you could be rewarded for your everyday spending.

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Travel Rewards

If you’ve often got the travel bug or have family overseas, you may find a travel rewards credit card beneficial. You can earn Scotia Rewards® points in a few different ways with your everyday spending and redeem them towards travel purchases (including booking flights, hotels, car rentals and more.)

You can earn and redeem Scotia Rewards points by using either of these two travel credit cards2:

  • Scotiabank American Express®1 Card
  • Scotiabank Gold American Express®1 Card

By using the Scotiabank American Express®1 Card, you can earn 1 Scotia Rewards point for every $1 you spend on everyday purchases. With the Scotiabank Gold American Express®1 Card, you can earn 4 Scotia Rewards points for every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment.

You can use the Scotia Rewards calculator to see how your travel rewards could add up.

Entertainment Rewards

It’s easy to get caught up with stress and responsibilities, so sometimes you need to get out and reward yourself with a little fun. With the SCENE®† Rewards Program, you can earn SCENE points and use them for discounts on movies, meals and more. If you collect 1,000 SCENE points, you are even eligible to redeem your SCENE Points for a free movie at Cineplex theatres† and $10 off at participating restaurants.

You can earn SCENE points with Scotiabank’s entertainment credit card2:

  • SCENE ®† VISA* Card

You can earn 1 SCENE point for every $1 you spend on every day purchases and 5 SCENE points for every $1 you spend on purchases at Cineplex theatres or Use the SCENE point calculator to see how this card can reward you.

For more information on any of these Scotiabank rewards credit cards and the rewards program, including the terms and conditions that apply to them, visit or book an appointment with one of our multilingual advisors.

Visit here for full details about all of Scotiabank rewards credit cards.

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