Read advice from other newcomers

Moving to Canada?

New to Canada?

Simplify your banking with the Scotiabank StartRight™ Program1.

Newcomers

Cross banking off your to-do list.

Open an International Account online and use it to transfer money and show proof of funds before you arrive in Canada2.

What we do for newcomers

Connect with us

Newcomers

We can help make banking in Canada easier.

Get special newcomer banking solutions, credit cards and more2.

What we do for newcomers

Connect with us

Special Offers

Switch to Scotiabank and get up to $1,540 in savings, benefits & offers.*

There's never been a better time to switch.

Learn more

* Potential value in 1st year for new StartRight™ clients. Certain conditions and assumptions apply.

International Students

Fast track your study permit with the Scotiabank Student GIC Program.

The longest-running program of its kind, it’s just one of the reasons why we’re the Canadian bank of choice for international students.

What we do for international students

Connect with us

International Students

See why we’re the bank of choice for international students in Canada.

From free banking to free movies, we can help make student life better3.

What we do for international students

Connect with us

Banking is different over here

Learn the basics so you can call Canada “home” sooner.

Learn more about banking in Canada

Get to know Canadian credit.

Learn why building your credit history is important and how to get a credit card.

Learn more about credit cards

Start building your credit today.

Get a Canadian credit card–
even without a credit history.

Find the right card for me
  • 1Scotiabank StartRight Program, created for Canadian Permanent residents from 0–5 years in Canada, International Students and Foreign Workers.
  • 2Scotiabank cannot accept more than one wire payment per family and such payment cannot exceed CAD $50,000. You are responsible to ensure that your wire payment to Scotiabank in Canada, including the amount, is in compliance with the local laws of your country. This is not intended to solicit transactions that are not permitted in the applicable jurisdictions.
  • ®Registered trademarks of The Bank of Nova Scotia.
  • 1Scotiabank StartRight Program, created for Canadian Permanent residents from 0–5 years in Canada, International Students and Foreign Workers.
  • 2Subject to credit approval. To be eligible, you must be a participant in the Scotiabank StartRight Program. To qualify for a credit card, you must be a resident of Canada and the age of majority in your province/territory where you live. Your approval for a credit card and the credit limit assigned will be determined based on Scotiabank’s credit criteria, including your verifiable income and credit history (If available). The credit limit amount of up to $5,000 under the Scotiabank StartRight Program is subject to change by Scotiabank from time to time without prior notice. A credit history in Canada is not required in order to be eligible for a credit card under the Scotiabank StartRight Program
  • 3Qualifying students are full-time students enrolled at a Canadian university, community college, Collège d'enseignement général et professionnel (CEGEP) or other recognized post-secondary institution. To take advantage of the Student Banking Advantage Plan account benefits, you will need to provide your branch with proof that you are enrolled full-time at a qualifying postsecondary institution each academic year prior to November 30.th When you are no longer enrolled full-time or you have not presented proof of enrolment, the plan will be removed and the account will automatically be converted to an account that is suitable to you based on your recent transaction behaviour. Personal identification requirements must be met.
  • ® Registered trademarks of The Bank of Nova Scotia.