You deserve credit for the credit history you built back home
Take advantage of the credit score you've built in your home country to access a higher credit limit on your Scotiabank credit card1.
How it works
Scotiabank is the first bank in Canada to partner with Nova Credit2, a service that lets clients access their credit history from select home countries.1 Now you won’t have to start over when applying for a higher credit limit on your Scotiabank credit card. If you’re eligible, we can increase your credit limit to up to twice your current limit3.
A higher credit limit can help you:
Build your credit score in Canada
Make larger purchases
Pay for unexpected expenses
Who can apply?
You can apply for a credit limit increase if:
You’re a permanent resident, foreign worker, temporary worker, or international student
You’re from Australia, Austria, Dominican Republic, India, Kenya, Mexico, Nigeria, Philippines, South Africa, South Korea, Spain, Switzerland, the United Kingdom, United States or Ukraine
You’ve been in Canada for less than two years
You already have a Scotiabank credit card
Get a Scotiabank credit card
Apply for a credit card with up to $15,000 in credit, even without previous credit history.10
Get started
Apply to increase your credit limit.
Have questions?
Meet with a Scotia advisor
Use our online tool to schedule your visit.
Give us a call
We’re here to give you advice.
Monday – Thursday 9 am to 11 pm ET
Friday 9 am to 10 pm ET
Saturday 10 am to 6 pm ET
Insert heading text
with an optional subtitleFrequently asked questions
Accessing your credit report through Nova Credit may impact your home country credit score. Please refer to this link for more details.