Get up to $1,800 in value in the first year*

Join the StartRight™ Program designed for newcomers to Canada.

New to Canada?

From understanding banking basics to setting financial goals and more - the StartRightTM Program can help make banking in Canada easier.

Plan your future with Scotiabank

Whether you're a newcomer to Canada or an international student get all the necessary information, tailored advice and support you need with Scotiabank.

A couple sharing a warm embrace on a cozy couch, expressing their love and affection for each other.


Explore newcomer banking solutions, credit cards and more.

Two women standing outside a store, one holding an ice cream cone.

International students

Our program for international students is one of the longest of its kind in Canada.

“Embrace the unknown as an adventure.”

Get more advice
A woman in a cozy sweater carefully slices food on a table.

Toronto city skyline

Banking in Canada


Learn banking basics to get your finances on track for your future in Canada.

three different VISA credit cards

Start building your credit today


Apply for a Canadian credit card today, even if you don't have a credit history.