Get up to $1,800 in value in the first year*

Join the StartRight™ Program designed for newcomers to Canada.

New to Canada?

From understanding banking basics to setting financial goals and more - the StartRightTM Program can help make banking in Canada easier.

Plan your future with Scotiabank

Whether you're a newcomer to Canada or an international student get all the necessary information, tailored advice and support you need with Scotiabank.

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Explore newcomer banking solutions, credit cards and more.

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International students

Our program for international students is one of the longest of its kind in Canada.

“Embrace the unknown as an adventure.”

- This is Janny’s advice to Start Right in Canada.

Get more advice

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Banking in Canada


Learn banking basics to get your finances on track for your future in Canada.

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Start building your credit today


Apply for a Canadian credit card today, even if you don't have a credit history.