Get up to $1,540 in savings and bonuses in the first year.*

Join the StartRight® Program designed for Newcomers.

Book your appointment today:

Book online or Call 1-877-933-1776

StartRight® Program offer for newcomers

No monthly account fees on a Preferred Package chequing account for the first year2a value of $203.40.*

Unlimited no-fee9 international money transfers – an average savings of $280 compared to in-branch Swift wire transfers.*

Free small safety deposit box for a year11a value of $60.*

Get 10 free equity trades when you invest a minimum of $1,000 in a new Scotia iTRADE® account10a value of $99.90.*

Scotiabank StartRight® clients get 10 free equity trades when they invest a minimum of $1,000 in a new Scotia iTRADE® account.10 Use promo code SRPE15.

Benefits:

  • Free investing and trading education
  • Advanced tools and in-depth research to help grow your investments
  • A comprehensive view of your entire financial picture when you trade with Scotia iTRADE® and bank with Scotiabank, including borrowing, banking and investing - all on one screen with one sign on

Earn a $350 welcome bonus with the Scotiabank Preferred Package chequing account.1

Package fees:

  • No monthly account fees for the first year for StartRight® clients2, $16.95/month after the first year or $0/month by maintaining a minimum daily closing balance of $4,000 for the entire month.

Benefits:

  • Unlimited debit transactions3
  • Unlimited Interac e-Transfer§ transactions3
  • Fee waived on one non-Scotiabank ABM withdrawal per month in Canada4
  • Earn points on everyday purchases with the Scene+TM program5

For a limited time apply for a Scotiabank PassportTM Visa Infinite** credit card and earn up to 40,000 bonus Scene+TM* points in your first year (that’s a value of up to $400 towards travel).6 Plus pay no annual fee in the first year with a Preferred Package account7a value of $550.*

Benefits:

  • Earn 2 Scene+ points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more).8
  • Earn 1 Scene+ point on every $1 you spend on all other eligible purchases.8

View other credit card options and offers.

Scotiabank StartRight® clients get 10 free equity trades when they invest a minimum of $1,000 in a new Scotia iTRADE® account.10 Use promo code SRPE15.

Benefits:

  • Free investing and trading education
  • Advanced tools and in-depth research to help grow your investments
  • A comprehensive view of your entire financial picture when you trade with Scotia iTRADE® and bank with Scotiabank, including borrowing, banking and investing - all on one screen with one sign on

Package fees:

  • No monthly account fees for the first year for StartRight® clients2, $16.95/month after the first year or $0/month by maintaining a minimum daily closing balance of $4,000 for the entire month.

Benefits:

  • Unlimited debit transactions3
  • Unlimited Interac e-Transfer§ transactions3
  • Fee waived on one non-Scotiabank ABM withdrawal per month in Canada4
  • Earn points on everyday purchases with the Scene+TM program5

Benefits:

  • Earn 2 Scene+ points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more).8
  • Earn 1 Scene+ point on every $1 you spend on all other eligible purchases.8

View other credit card options and offers.

Get a credit card with up to $15,000 in credit limit, even without previous credit history.12

Talk to us today:

Book online 1-877-933-1776

What documents do I need to open an account?

If you’re a permanent resident

  • Your Permanent Resident Card or confirmation of Permanent Residence
  • One additional piece of government photo ID such as your passport or Canadian driver’s license

If you’re also planning on applying for a credit card, you can do so with the documents outlined above.

If you’re a foreign worker

  • Your work permit
  • One additional piece of government photo ID such as your passport or Canadian driver’s license

If you’re also planning on applying for a credit card, bring a letter from your employer in Canada stating your annual income.

Why Scotiabank is the bank for newcomers

  • ScotiaRise, our 10-year, $500M commitment to foster economic resilience among disadvantaged groups including helping newcomers feel at home faster
  • Scotiabank is Canada’s international bank with close to 24 million customers and over 2,700 branches around the world
  • Access to more than 900 Scotiabank branches and 3,600 ABMs across Canada
  • Personalized support at the branch and in the language that’s most comfortable to you

Book your appointment today:

Book online or Call 1-877-933-1776

When it’s time to think about a new car, new home, or saving for a future, talk to us.