Get up to $1,250 in savings and bonuses in the first year.*

Join the StartRight® Program designed for Newcomers.

Book your appointment today:

Book online or Call 1-877-933-1776

How does up to $1,250 in value add up?

It all starts with up to $600 in exclusive savings through the StartRight® Program for newcomers, plus up to $650 in welcome offer value for new Scotiabank clients like you.

No monthly account fees on a Preferred Package chequing account for the first year1a value of $203.40.*

Unlimited no-fee2 international money transfers – an average savings of $240 compared to in-branch Swift wire transfers.*

Free small safety deposit box for a year3a value of $60.*

Get 10 free equity trades when you invest a minimum of $1,000 in a new Scotia iTRADE® account4a value of $99.90.*

Scotiabank StartRight® clients get 10 free equity trades when they invest a minimum of $1,000 in a new Scotia iTRADE® account.4 Use promo code SRPE15.

Benefits:

  • Free investing and trading education
  • Advanced tools and in-depth research to help grow your investments
  • A comprehensive view of your entire financial picture when you trade with Scotia iTRADE® and bank with Scotiabank, including borrowing, banking and investing - all on one screen with one sign on

Earn a $300 welcome bonus with the Scotiabank Preferred Package chequing account.5

Package fees:

  • No monthly account fees for the first year for StartRight clients1, $16.95/month after the first year or $0/month by maintaining a minimum daily closing balance of $4,000 for the entire month.

Benefits:

  • Unlimited debit transactions6
  • Unlimited Interac e-Transfer§ transactions6
  • Fee waived on one non-Scotiabank ABM withdrawal per month in Canada7
  • Earn points on everyday purchases with the Scene+TM program8

For a limited time apply for a Scotia Momentum® Visa Infinite** credit card account and earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).9 No annual fee in the first year, including on supplementary cards9a value of $350.*

Benefits:

  • Earn 4% for every $1 you spend on eligible grocery store purchases, recurring bill payments, and subscription purchases.10
  • Earn 2% for every $1 you spend on eligible gas purchases and daily transit purchases.10
  • Earn 1% cash back on all other purchases with no cash back limit.10

The Scotia Momentum® Visa Infinite* Card is the most awarded Cash Back card in Canada (2021).11

View other credit card options and offers.

There’s more! Get a credit card with up to $15,000 in credit limit, even without previous credit history.12 Talk to us today.

Scotiabank StartRight® clients get 10 free equity trades when they invest a minimum of $1,000 in a new Scotia iTRADE® account.4 Use promo code SRPE15.

Benefits:

  • Free investing and trading education
  • Advanced tools and in-depth research to help grow your investments
  • A comprehensive view of your entire financial picture when you trade with Scotia iTRADE® and bank with Scotiabank, including borrowing, banking and investing - all on one screen with one sign on

Package fees:

  • No monthly account fees for the first year for StartRight clients1, $16.95/month after the first year or $0/month by maintaining a minimum daily closing balance of $4,000 for the entire month.

Benefits:

  • Unlimited debit transactions6
  • Unlimited Interac e-Transfer§ transactions6
  • Fee waived on one non-Scotiabank ABM withdrawal per month in Canada7
  • Earn points on everyday purchases with the Scene+TM program8

Benefits:

  • Earn 4% for every $1 you spend on eligible grocery store purchases, recurring bill payments, and subscription purchases.10
  • Earn 2% for every $1 you spend on eligible gas purchases and daily transit purchases.10
  • Earn 1% cash back on all other purchases with no cash back limit.10

The Scotia Momentum® Visa Infinite* Card is the most awarded Cash Back card in Canada (2021).11

View other credit card options and offers.

Get a credit card with up to $15,000 in credit limit, even without previous credit history.12

Talk to us today:

Book online 1-877-933-1776

What documents do I need to open an account?

If you’re a permanent resident

  • Your Permanent Resident Card or confirmation of Permanent Residence
  • One additional piece of government photo ID such as your passport or Canadian driver’s licence

If you’re also planning on applying for a credit card, you can do so with the documents outlined above.

If you’re a foreign worker

  • Your work permit
  • One additional piece of government photo ID such as your passport or Canadian driver’s licence

If you’re also planning on applying for a credit card, bring a letter from your employer in Canada stating your annual income.

Additional reasons why you should join Scotiabank

  • ScotiaRise, our 10-year, $500M commitment to foster economic resilience among disadvantaged groups including helping newcomers feel at home faster
  • Scotiabank is Canada’s international bank with close to 24 million customers and over 2,700 branches around the world
  • Access to more than 900 Scotiabank branches and 3,600 ABMs across Canada
  • Personalized support at the branch and in the language that’s most comfortable to you

Book your appointment today:

Book online or Call 1-877-933-1776

When it’s time to think about a new car, new home, or saving for a future, talk to us.