Recent arrivals to Canada may need to undergo a 14-day self-isolation period depending on government regulation. If applicable, please ensure you have sufficient funds on hand to sustain yourself and your family during the mandated self-isolation period. It could take 14 days or more for you to be able to visit your preferred branch and access your funds upon your arrival in Canada. To learn more, click here.

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Get up to $1,300 in bonuses and savings in the first year.*

Join the StartRight® Program designed for Newcomers.

Book your appointment today:

Book online or Call 1-877-933-1776

How does up to $1,300 in value add up?

It all starts with up to $600 in exclusive savings through the StartRight® Program for newcomers, plus up to $700 in welcome offers for new Scotiabank clients like you.

$300 welcome bonus

No monthly account fees on a Preferred Package chequing account for the first year1a value of $203.40.*

$300 welcome bonus

Unlimited no-fee2 international money transfers – an average savings of $240 compared to in-branch Swift wire transfers.*

$300 welcome bonus

Free small safety deposit box for a year3a value of $60.*

$300 welcome bonus

Get 10 free equity trades when you invest a minimum of $1,000 in a new Scotia iTRADE® account4a value of $99.90.*

Scotiabank StartRight® clients get 10 free equity trades when they invest a minimum of $1,000 in a new Scotia iTRADE® account.4 Use promo code SRPE15.

Benefits:

  • Free investing and trading education
  • Advanced tools and in-depth research to help grow your investments
  • A comprehensive view of your entire financial picture when you trade with Scotia iTRADE® and bank with Scotiabank, including borrowing, banking and investing - all on one screen with one sign on
$300 welcome bonus

Earn a $300 welcome bonus with the Scotiabank Preferred Package chequing account.5

Package fees:

  • No monthly account fees for the first year for StartRight clients1, $16.95/month after the first year or $0/month by maintaining a minimum daily closing balance of $4,000 for the entire month

Benefits:

  • Unlimited debit transactions8
  • Unlimited Interac e-Transfer§ transactions8
  • Fee waived on one non-Scotiabank ABM withdrawal per month in Canada9
  • Earn points on every purchase with either the SCENE®* or Scotia Rewards® Program10
$300 welcome bonus

For a limited time apply for a Scotiabank Passport™ Visa Infinite** credit card account7 and earn up to 40,000 bonus Scotia Rewards points in your first year (that’s up to $400 towards travel).6 Plus, no annual fee in the first year, including on supplementary cards.6

Benefits:

  • Special offer: For the first 3 months earn 5X the points on travel purchases (up to $2,500 in eligible spend)6
  • Earn 2 Scotia Rewards points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more)11
  • Earn 1 Scotia Rewards point on every $1 you spend on all other eligible purchases11

View other credit card options and offers.

Scotiabank StartRight® clients get 10 free equity trades when they invest a minimum of $1,000 in a new Scotia iTRADE® account.4 Use promo code SRPE15.

Benefits:

  • Free investing and trading education
  • Advanced tools and in-depth research to help grow your investments
  • A comprehensive view of your entire financial picture when you trade with Scotia iTRADE® and bank with Scotiabank, including borrowing, banking and investing - all on one screen with one sign on

Package fees:

  • No monthly account fees for the first year for StartRight clients1, $16.95/month after the first year or $0/month by maintaining a minimum daily closing balance of $4,000 for the entire month

Benefits:

  • Unlimited debit transactions8
  • Unlimited Interac e-Transfer§ transactions8
  • Fee waived on one non-Scotiabank ABM withdrawal per month in Canada9
  • Earn points on every purchase with either the SCENE®* or Scotia Rewards® Program10

Benefits:

  • Special offer: For the first 3 months earn 5X the points on travel purchases (up to $2,500 in eligible spend)6
  • Earn 2 Scotia Rewards points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more)11
  • Earn 1 Scotia Rewards point on every $1 you spend on all other eligible purchases11

View other credit card options and offers.

What documents do I need to open an account?

If you’re a permanent resident

  • Your Permanent Resident Card or confirmation of Permanent Residence
  • One additional piece of government photo ID such as your passport or Canadian driver’s licence

If you’re also planning on applying for a credit card, you can do so with the documents outlined above.

If you’re a foreign worker

  • Your work permit
  • One additional piece of government photo ID such as your passport or Canadian driver’s licence

If you’re also planning on applying for a credit card, bring a letter from your employer in Canada stating your annual income.

Additional reasons why you should join Scotiabank

  • ScotiaRise, our 10-year, $500M commitment to foster economic resilience among disadvantaged groups including helping newcomers feel at home faster
  • Scotiabank is Canada’s international bank with close to 24 million customers and over 2,700 branches around the world
  • Access to more than 900 Scotiabank branches and 3,600 ABMs across Canada
  • Personalized support at the branch and in the language that’s most comfortable to you

Book your appointment today:

Book online or Call 1-877-933-1776

When it’s time to think about a new car, new home, or saving for a future, talk to us.