The StartRight™ program† can help you start banking in Canada with access to credit, savings, no-fee international money transfers1 and help from Financial Advisors. It’s all part of why Scotiabank is the bank for newcomers.
Use it to transfer money and show proof of funds before you move – and get a chequing account faster once you’re here2.
Bank without monthly fees for one year2 with the StartRight™ Program
With the StartRight™ program, you can bank without monthly account fees3 and get a credit card with no credit history4
With the StartRight™ program, you can bank without monthly account fees2 and get a credit card with no credit history4
No monthly account fees on the Preferred Package chequing account for one year3. A value of $203.40.
Unlimited no-fee international money transfers1
Free small safety deposit box for a year5. A value of $60.
Credit cards designed for newcomers4.
Specialized mortgage for newcomers to Canada
Get a new vehicle loan with only 10% down6
No monthly account fees on the Preferred Package chequing account for one year2. A value of $203.40.
Unlimited no-fee international money transfers1
Free small safety deposit box for a year3. A value of $60.
Credit cards designed for newcomers4.
Specialized mortgage for newcomers to Canada
Get a new vehicle loan with only 10% down5
Preferred Package Our most popular features in one package, with added rewards and benefits |
Basic Plus Bank Account A basic account that offers rewards and more. |
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Package fees
* Maintain a balance of $4,000 and we’ll waive your monthly fee. |
Package fees
* Maintain a balance of $3,000 and we’ll waive your monthly fee. |
Usage
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Usage
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Interest Rate Boost on MomentumPLUS Savings Account(s)
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More perks
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What you can get with every account: |
If you’re a permanent resident
Your Permanent Resident Card or confirmation of Permanent Residence
One additional piece of government photo ID such as your passport or Canadian driver’s licence
If you’re also planning on applying for a credit card, you can do so with the documents outlined above.
If you’re a foreign worker
Your work permit
One additional piece of government photo ID such as your passport or Canadian driver’s licence
If you’re also planning on applying for a credit card, bring a letter from your employer in Canada stating your annual income.
“Scotiabank was the only bank who let us transfer our money to Canada before landing. It made things very smooth.”
Wei StartRight™ Program customer
“The Scotiabank employees I worked with were also Canadian immigrants, so they understood the challenges of moving to a new country and helped me in any way possible.”
Jian StartRight™ Program customer
We can help you get an unsecured credit card with a limit of up to $15,000 as soon as you arrive4.
A good credit history can make it easier for you to borrow money, while a bad credit history – or no credit history – can make getting loans for things like cell phones, credit cards, and housing more difficult.
Don’t miss out on helpful newcomer advice and notifications that can make your move to Canada easier.
Don’t miss out on helpful newcomer financial advice and notifications that can make your move to Canada easier.
Personal stories, articles and resources to help you settle in sooner.